Farmowners/Stableowners Policy
(The most unique policy you will find if you own livestock or have any kind of agriculture business, no matter if you're an individual with a couple horses or a big time commercial operation)
For dwellings, contents, outbuildings, scheduled farm personal property, blanket farm personal property, and liability all in one package policy.
For dwellings, contents, outbuildings, scheduled farm personal property, blanket farm personal property, and liability all in one package policy.
Product Highlights
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Multi-state exposures on one policy (filed in 48 states)
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Monoline policies for liability or property available
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ISO commercial general liability available
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Inland marine, crime, and equipment breakdown
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Farm liability or farm CGL
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Excess or umbrella policies
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Newly constructed farm buildings up to 60 days/$100,000
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Newly acquired machinery up to 30 days/$100,000
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Discounts for new construction under 10 years
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Loss free discounts
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Household contents - 70% of dwelling with option to increase
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Flexible deductibles
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Chemical drift with bodily injury included up to $25,000 with option to increase
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Transportation of farm chemicals or fertilizer covered up to $25,000 with option to increase up to $100,000
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Harvester-thresher combines may be included in the blanket FPP
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Optional Coverages
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Extended replacement cost on dwelling
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Pollutant cleanup and removal up to $100,000
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Enhancement endorsements for specific agribusiness classes
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Ordinance or law
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Sump overflow and water backup
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Transit coverage owned and incidental for others
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4-H and FFA livestock coverage for death of livestock raise and kept projects
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Replacement cost on office contents if scheduled under farm personal property, including tack and mobile equipment
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Incidental commercial business exposures
