"Equine Insurance For Every Horse Related Need"

Mortality, Major Medical & Surgical * Personal Horse Owners Liability * Commercial Equine Liability * Boarding * Breeding * Training * Race * Care, Custody & Control * Equestrian Schools * Riding Instructors * Saddle Animals For Hire * Trail Rides * Leasing * Sales * Pony Rides * Petting Zoos * Hay, Sleigh or Carriage Rides * Horse Clubs & Associations * Horse Shows, Events, Clinics * Equine Assisted Therapy * Therapeutic Riding * Trail & Endurance Rides * Equine Camp * Rodeo & Stock Contractors * Guides & Outfitters * Dude & Guest Ranches * Horse Hauling / Transport * Farrier Liability & Equine Service * Non Profit Organization * Farm & Ranch * Horse Trailers & More


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"Equine Insurance For Every Horse Related Need"
Farm / Ranch / Estate / Hobby Farm
Types of Farms Covered
Equine Operations * Hobby Farms * Grain and Other Crop Farms * Small to Mid-sized Hog Confinements * Hay Operations * Vegetable, Fruit and Nut Operations * Cattle Operations

These policies, sometimes referred to as farm insurance, provide homeowners, commercial property, and commercial liability coverage. The unique combination of commercial and personal coverages is necessary because it is typical for farms to have both residential and commercial characteristics.​

Farm Property Coverages 
Our Farm Insurance Program includes property coverages that protect your dwelling and household personal property, farm personal property, plus barns, stables, silos and other structures, including:

​*Dwelling, personal property, additional living expenses
*Farm equipment
*Barns, stables, silos and other farm structures

Farm Liability Coverage 
Our farm liability insurance protects you against injury and property damage, medical payments, advertising injury and farm pollution, including:

*Bodily injury and property damage liability
*Medical payments
*Personal and advertising injury liability
*Limited farm pollution liability

Comfort Coverage (Included at no additional cost)
*Ordinance or law
*Borrowed farm machinery
*Livestock insurance
*Private power and light poles
*TV antennas, towers and satellite dishes

Property Optional Coverage
Increase the amount of property coverage your farm insurance program provides, by selecting from any number of additional coverages, including:
*High value home endorsement
*Expanded replacement cost for dwellings
*Coverage for special causes of loss on household personal property
*Backup of sewers, sump pumps and drains
*Scheduled and unscheduled farm personal property
*Borrowed farm machinery - additional limits
*Coverage for farm personal property during peak season
*Reproductive materials coverage
*Spoilage coverage
*Suffocation of poultry and livestock
*Outbuilding coverage available on a blanket basis
*Replacement coverage on barns, outbuildings and confinement structures
*Farm earnings and extra expense
*Expanded property coverage endorsement
*Equine expanded coverage endorsement
*Recreational vehicles
*Theft of building materials

Liability Optional Coverages
Extend your liability coverage to include exposures specific to your farm, including:
*Custom farming
*Business activities
*Animal care, custody and control
*Equine activities
*Recreational vehicles
*Employers liability (where applicable)

A Farm Policy can be written from a small personal hobby farm to a large Commercial Equine Farm.
Many Horse Owners are finding that this is the best option to replace a Homeowners policy.  This is a good option to include Liability for your horses, loss of equipment, tack, feed, hay, etc.